Cheap car insurance in Harrisburg, PA

Harrisburg City is the capital of Pennsylvania Commonwealth in USA. Additionally, it is the seat to the County of Dauphin. It’s the 15th biggest city in Pennsylvania Commonwealth, having a population of about 49,229. It is situated on the eastern bank of River Susquehanna, 172 km (107 miles) west of the city of Philadelphia. It’s the anchor of the metropolitan area of Susquehanna Valley that had an estimated population of about 574,659 thus making it the 4th most populated city within Pennsylvania State as well as the 96th most populated city in USA.

Harrisburg Car Insurance Information

Harrisburg City is ranked at position 54 in a list that contains cities of Pennsylvania State with the most costly auto insurance rates. Vehicle owners of Harrisburg pay about $172 less in their auto insurance premiums as compared to the auto insurance average of the state. In addition, they pay $582 more as compared to the auto insurance average of the entire country.

In Harrisburg city, the average auto insurance rates per year is approximately $1,482/ year in comparison to the national auto insurance average of $900 per year. This makes it necessary to shop for few auto insurance quotes before purchasing the insurance policy for your car.

The table below clearly shows the average auto insurance cost of Harrisburg, Pennsylvania State and the national average.

CHEAPEST CAR INSURANCE COMPANIES IN Harrisburg

We compared the car insurance rates of Harrisburg City in order to identify the insurance company with the cheapest rates. The rates of car insurance vary depending on the sex or the age of the driver. However, the biggest factor that affects the costs of auto insurance is the variability in quotes of the companies.

For instance, the highest auto insurance quote in Harrisburg city was $1214 while the cheapest quote of auto was $1098. We therefore compel you to always obtain quotes from a minimum of 3 auto insurance firms and compare their rates.

To makes things much simpler, we have made a list of the 5 cheapest car insurance firms in Harrisburg City and their yearly rates of auto insurance in the table below.

Rank Car Insurance Company Annual Insurance Rate
1 Erie $1,098
2 Harleysville $1,112
3 Amica $1,143
4 Donegal Mutual $1,165
5 Auto Owners $1,214

Harrisburg Car Insurance Rate by Zip Code

In the above table, we’ve recorded data that compares various rates of car insurance in Harrisburg by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes.

For instance, the average auto insurance rate for a 30 year old male driver in Harrisburg at 17129 zip code is $2241. On the other hand, the average rate of auto for a similar driver at 17043 zip code increases up to $2944. We can clearly see that there is a price increase of about $703/ year when there is a change in the zip codes within Harrisburg City. Therefore, it is important to select the appropriate zip code so as to obtain the cheapest auto insurance rates in Harrisburg. Luckily, this is exactly what Network auto insurance does for you. We assist you select the appropriate zip code when insuring your car to ensure that you get the cheap car insurance in Harrisburg.

Zip Code Lowest Possible insurance Rate Average rate Highest Possible Insurance Rate
17127 $996 $2684 $5712
17123 $1038 $2579 $4986
17043 $1256 $2944 $6089
17070 $833 $2767 $5894
17104 $1151 $2864 $5337
17120 $833 $2840 $5804
17129 $888 $2241 $4755
17122 $931 $2448 $5057
17108 $833 $2831 $5614
17105 $833 $2817 $5569

Harrisburg CAR INSURANCE RATES BY AGE

Age Men Women
20 $3002 $3113
30 $1538 $1553
40 $1476 $1492
50 $1365 $1380
60 $1346 $1361
70 $1489 $1504

The table below contains data that compares the rate of auto insurance in Harrisburg for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.

For instance, the average rate of auto insurance in Harrisburg City for a 20 year old male driver is $3002. Contrarily, the average rate of auto insurance for women within the same age group increases to reach $3113. In addition, the car insurance rate for 30 year old female and male drivers is almost similar costing about $1,050 / year.

We can clearly see a huge decrease in price ($1,500/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Harrisburg’s auto insurance quotes within the age range of 30 to 70 become stable costing approximately $1,200 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Harrisburg, Pennsylvania.

MINIMUM CAR INSURANCE REQUIREMENT IN Harrisburg

Underinsured motorist coverage $30,000/accident or $15,000/person
Property damage $50000/accident
Bodily injury liability $30,000/accident or $15,000/person

Harrisburg city requires car insurance with the minimum protection from bodily injury of $15000 for every person or $30000 for every accident as well as $5000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.

Top car insurance agents in Harrisburg

Access Insurance Agency

6000 Linglestown Rd, Harrisburg, PA 17112, United States

accessinsurancepa.com

Captiol Insurance Agency

4113 Derry St, Harrisburg, PA 17111, United States

captiolinsurance.com

Strock Insurance Agency

4345 Linglestown Rd, Harrisburg, PA 17112, United States

strockinsurance.com

Dale Wagner Insurance Agency

2642 Walnut St, Harrisburg, PA 17103, United States

aaa.com

Farmers Insurance Agency: Lamont Hess

4813 Jonestown Rd #106, Harrisburg, PA 17109, United States

farmersinsuranceharrisburg.com

Allstate Insurance: Thomas Hershberger

150 Linglestown Rd, Harrisburg, PA 17110, United States

agents.allstate.com

Allstate Insurance: Doug Steiner

231 Bridge St, New Cumberland, PA 17070, United States

agents.allstate.com

Samuel Feliciano: Farmers Insurance

4605 Locust Ln, Harrisburg, PA 17109, United States

agents.farmers.com

AARP Pennsylvania

30 N 3rd St #750, Harrisburg, PA 17101, United States

states.aarp.org

Harrisburg PA DEMOGRAPHY

About Harrisburg

Harrisburg City is the capital of Pennsylvania State and is situated on River Susquehanna. The National Museum of Civil War illustrates the sides of conflict through re-enactments and interactive exhibits. In addition, the Pennsylvania State Museum which is located near the Capitol building, celebrates the industrial, cultural and natural heritage of the area.
  • Population 49,229 (2018)
  • Population Density 6058 per sq. miles
  • Per Capital Income $15,787
  • Latitude 40.2821392
  • Longitude -76.9154448
  • Land Area 30.73 km2
  • Area code 223 and 717